Lord Yama Comes for All Souls

Fanged being w. Sword, probably Lord Yama, on prostrate human

Image of Satguru Sivaya Subramuniyaswami
Many people today are addicted to abusing credit. It's like being addicted to the drug opium. People addicted to O.P.M.--other people's money--compulsively spend beyond their means.
—Gurudeva