Merging with Siva MWS cover; A Yogi Merges with Siva

Merging with Siva MWS cover ; Yogi merging with Siva

Image of Satguru Sivaya Subramuniyaswami
Many people today are addicted to abusing credit. It's like being addicted to the drug opium. People addicted to O.P.M.--other people's money--compulsively spend beyond their means.
—Gurudeva